Today, an employee is looking for much more than just a paycheck. Today’s employees want an enjoyable work atmosphere, flexible scheduling, ample opportunity for advancement and a comprehensive benefit plan. At McLean, Koehler, Sparks & Hammond, we believe a strong employee benefit plan is the cornerstone to keeping good employees. Yet, most companies do not have the time or expertise to design their own benefit plan. That's where MKS&H can help

Our employee benefit plan consultants are experienced at saving you time and money, while developing the best employee benefit plan possible. We have experience in all phases of employee benefit programs, including design, cost containment, communication policies to plan members and management of actuarial and related consulting services. Because consultants work on a fee-only basis and do not accept commissions, you are assured of our independence and objectivity.

If your company is one of the following...

• A smaller, closely-held business which wants to provide programs and tax vehicles for your top executives.
• A not-for-profit association where budget constraints make cost controls a primary importance.
• A large organization where union demands and employee expectations make a well-designed benefit program necessary.
• Any other organization, large or small, where retaining key employees is critical.

At McLean, Koehler, Sparks & Hammond, "total service" means you receive the most cost efficient and easy-to-administer employee benefit plan possible. We eliminate the plan sponsor confusion that can occur when several organizations serve a single plan. We coordinate the delivery of actuarial information and file all required returns to avoid severe penalties on missed deadlines. MKS&H's "total service" approach to solving your employee benefit plan problems allows you to concentrate on the most important aspects of your business.

We can assist you with:

• Employee Benefits Management (link/hovering for bullets below)
  • Maximize key employee benefits
  • Evaluate benefit opportunities
  • Assist with the installation of qualified employee benefit plans
  • Administer qualified employee benefit plans
  • Design and install new plans
  • Provide careful and timely completion of all required forms and reports
  • Prepare benefit calculations, including plan actuarial valuation, Schedule B certification and annual employee benefit statements
  • Complete all required testing of plans
  • Prepare all reports required by the IRS & PBGC
  • Perform required audits for plans with over 100 participants

• Employee Communication (link/hovering for bullets below)
  • Provide simple, positive explanations of the plan's benefits to employees
  • Attend employee meetings

• Plan Review (link/hovering for bullets below)
  • Assist in amending and re-evaluating existing plans to meet current legislative requirements or employer circumstance

• Audits (link/hovering for bullets below)
  • Assist with any Department of Labor or IRS audit

• Plan Termination (link/hovering for bullets below)
  • Assist in the termination of plans, including the completion of all final administration, amendment of plans where necessary and preparation of the application for final determination letter